About Innovate Mortgages and Loan
We are proud of the level of service and professionalism we offer our clients when advising on and arranging mortgages and insurances.
We provide an end to end service beginning with face to face personal advice and dealing with the vast majority of the paperwork to ensure that the whole process is a positive experience. We aim to provide mortgage management for life; clients return to us repeatedly and also take advantage of our client reward scheme to recommend us to friends and family.
Key focuses are:-
Quality customer service
Advice tailored to individual needs
Highly experienced team who support clients throughout
We are constantly told by clients that their circumstances are ‘complex’ and following the Mortgage Market Review of 2014, we believe that the straight forward mortgage is extinct!
With years of experience ranging through hundreds of cases, continued lender research and most importantly not being tied to any lenders the advice you take from us will always be appropriate to your circumstances.
Many people consult comparison sites which are now a part of everyday society, we take into consideration lending criteria, set up fees, lender service times, looking at the whole picture rather than price alone. It is for these reasons that consulting a mortgage specialist is now the norm, with over 70% of mortgages arranged in this way rather than approaching a bank or building society directly.
In summary, mortgages can take up a large amount of time, resource and money. We help by managing the process to allow clients to focus on other aspects of their new home.
Innovation Financial Management Limited trading as Sanderson Young Private Finance is authorised and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We normally charge a fee for mortgage advice; however this will be dependent on your circumstances. Our typical fee is £295.